Fridley Community Education

There’s a shift in your mindset when you switch from saving and investing all those years to spending that money – and paying taxes on it. There are many options if your goal is to grow, spend and give more of your wealth. But it takes planning. Tune in to this on-demand workshop with Thrivent expert, Greg Schraufnagel, for a workshop on the 5 Phases of an IRA and discover strategies for reducing the taxes you and your heirs could pay. No products will be sold.

Over 67 million people receive health insurance coverage through Medicare. But even though it is widely used, it can be very overwhelming and confusing. This course will cover the different parts of Medicare (A, B, C, and D), enrollment periods, and costs. We will also discuss how the Inflation Reduction Act impacts Medicare coverage and how you can get the most out of your Medicare plan.

Careful planning can help you get the most out of your Social Security benefits. Savvy Social Security is a workshop that will help you determine the ideal time to apply and ways to help maximize your Social Security benefits while minimizing taxes on those benefits. No products will be sold.

One Should Ask: Is it better to have a formal plan in place, or leave things to future family dynamics and the ever changing benefit system? Did you know with proper planning, both while they are alive and after they have passed, grandparents, parents and family can take care of a child, grandchild or family member with special needs in their estate plan? Yes, and such planning will not adversely affect the benefits and programs which the person with special needs has available to them! This class will discuss how to properly protect your assets and provide for the future benefit of the loved one with special needs. Whatever the type of the asset (tangible, income producing or other) there are options you should know. We will discuss how the special needs trust fits into your estate planning, planning for the future of your loved one with special needs, and pros and cons of a special needs trust. *This class will be held online via Zoom.